Advanta Business Card Application Overview - Quick & Easy Access to Capital for Your Business
March 22, 2008
Small business owners are busy people; we don’t often have time to spend opening new accounts and trying out new credit cards. Sometimes this fear of wasting time prevents us from finding the best credit card or other small business services available in the marketplace.
Quick & Easy Credit Card Signup
It’s understandable why we’re so guarded with our time, frequently applying for a credit card involves filling out screen after screen of information. One of the things I love about Advanta credit cards is that their application process is short and easy. You fill out your business name and personal information on the first page and then the rest of your business information on the second page, both on short forms, and then you’re done!
So you don’t need to worry about wasting your time when you open an Advanta card; they get you through the sign up process quickly and your credit card application is off for review right away. You can see for yourself, the images below show the steps you’ll go through when you apply for your Advanta card.
Advanta Card Application Demo
Most business credit cards ask you to enter your federal Employer ID Number (EIN) during your signup. You’ll notice that Advanta doesn’t require an EIN. You can see below what information you do need to have available when you go through the credit card application.
- Business Name & Phone Number
- Home Address & Phone Number
- Social Security Number & Birth Date
Hopefully you don’t have any existing credit card debt but if you do you can look into transferring anything you owe on other cards to your new Advanta card. At one point they were offering 0% APR on balance transfers for 15 months. Check out their current balance transfer rates and see if you can save money by moving your existing balance to Advanta.
If you have other people in your business that might need access to a company credit card you can also request additional employee cards for them for no additional cost simply by checking the appropriate check box.
Now you’re finished with page one, pretty quick wasn’t it? I timed myself and it took me under a minute to complete, 48 seconds to be exact. Now click the big red Submit button and you’re onto the last page.
Business Credit Card Page
The second screen is where Advanta asks for more information about your business. You can see below the data that you’ll need to fill out on this page:
- Business Address & Industry
- Years in Business & Total Employees
- Annual Revenue & Yearly Household Income
- Mothers Maiden Name & Your Email Address
- Rent or Own Housing
That’s all there is to the application! You can also opt into a trial of Advanta’s Credit Protection program or learn more about their merchant account options by selecting the check boxes before you click the Submit button. Pretty quick and easy, once you’re finished you’re taken to the confirmation page shown below.
As Advanta reviews your application, they keep you in the loop by providing a site where you can check the status of your credit card signup request. They also provide a toll free number where you can speak with someone about your pending application.
You may notice the online survey button, a sign that Advanta does offer one of the best credit cards for small businesses. They actively gather feedback from people that signup and use their cards and are always looking for ways to make entrepreneur’s lives easier. I went through the survey and it definitely reinforces that fact, as it focuses on saving us time with easy navigation, clear & concise forms, and a straightforward application experience.
Save Time & Money with Advanta Platinum BusinessCard
If you invest the small amount of time it takes to apply for the Advanta Platinum Business Card you’ll discover like I have that this card and company exist to help small businesses. I’m not the only one that speaks highly of Advanta, in an article “Best Credit Cards for Small Businesses”, BusinessWeek had this to say:
“Advanta, a company that caters specifically to small businesses, offers one of the best all-around deals for a small-business credit card. The Advanta Platinum Business Card offers a 0% APR for 15 months and a 7.99% fixed APR thereafter, while offering 5% cash back or travel rewards. And there’s no annual fee for using the card …. Another perk: Customers put their own [business’s] name on the front of the card. It brings instant credibility to a business”
Advanta has been in the small business credit card field for a long time and use their experience to help you save time and money. If this experience sounds like something that would help maximize profits for your business make sure you get more information today.
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